Life insurance is designed to protect your family should the worst happen and you have people who rely on your income. There are a variety of policies which can advice on when it comes to meeting your families personal circumstances. If you already have life insurance provided by your employer we can assess the level of cover that you have and will be able to advise on whether this needs topping up to meet your current circumstances.
Income protection insurance provides a tax free income should you be off work for an extended period due to sickness. Cover will vary and we can advise on the level of cover and also when the insurance should start paying out as these have an effect on the premiums paid. Income protection can be paid out alongside any government support available.
Critical Illness Cover
Critical illness insurance is designed to help you with daily expenses such as bills and loss of income and can be set up as an individual or joint policy. You may enjoy this benefit from your employer so we will be able to advise on the need for this cover on an individual basis.